Profitability Solutions
The Knowlton Group’s Account-level Profitability Solution gives you
unparalleled insights into your financial institution’s profitability.
A complete profitability solution developed starting with the individual share and loan accounts.
- Individual accounts are assigned interest income and interest expense.
- Curve-match to FRB/FHLB for the most accurate assessment of credit for funds supplied and cost of funds supplied.
- Profitability can be rolled up to membership, member, branch, region, household, product or any other level for analysis.
- Complete inclusion of non-interest income and non-interest expense items allocated to specific accounts:
- Fees (i.e. NSF, maintenance, CD early redemption, wire, etc.)
- Debit card and credit card interchange income.
- Transaction costs by channel.
- Underwriting, account opening, etc. costs.
Integrated into your data warehouse with the results fully accessible for your team to embed in operational reports and dashboards.
- Fully integrated and implementation-ready for The Knowlton Group’s VeriCU Data Platform customers.
- No data warehouse? No problem. We’ll provide you with the details you need to deploy quickly and accurately.
- Customers have full access to the results to integrate the profitability output in any dashboard, report, or visualization they like.
- All results balance to the GL ensuring full confidence in the analysis.
Ready to finally have confidence in your profitability numbers?
Click below to schedule some time with us to learn more!
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